Arem, you have it right. Aristotle makes the point that money cannot cause productivity. For example, lending money may create productivity for the lender, but in the long run it does not for the borrower. I've simplified here, but check out "Money as Debt" and be prepared to change your financial mindset; financial growth is not infinite, and is coming for a crunch. Our economy is driven for now by cheap fuel, which is running low. Check out "Peak Oil" and congratulations, you're on a path to personal growth and you're joining us in the 21st century.