If interest were illegal, no one would have lent me the money to buy my house.

De-mob-ocracy allows the best organized mob to force everyone to march in lockstep with it.  Our founders mandated a republic in Article 4, Section 4 of our Constitution. http://www.diffen.com/difference/Democracy_vs_Republic

Words have consequences, and our republic is degenerating into a "wonderful democracy" (a de-mob-ocracy) where the best organized mob can force everyone to march in lockstep with it.  The differences are major.  http://www.diffen.com/difference/Democracy_vs_Republic