Medical insurance is a personal obligation to oneself and family. It is not for the government to decide that insurance should be mandated and that ll taxpeyers shall share in the expense of caring for the sick, lame and lazy. In my experiences (career) of the 46 million not covered with a medical plan, the far greater majority of those opt voluntarily NOT to acquire insurance. genrally, because it eats into their available funds for things such a 50" plasm tv's, new car, drugs, eating out at Big Mac everynight, movies, $250.00 tennisd shoes, and a multitude of uncessary pruchases. These folks make a concious decision to pass up on medical insurance. Personal obligations should remain personal - not for the government to step in an tax those of us who exercise our repsonsibilites with sound choices placing our families in the forefront of our decision making process. There are already programs in place for those who are physically and/or mentally unable to work and earn the necesssary funds for medical insurance. That is the ONLY moral obligation we should feel when it comes to providing for those without. And, then, it should be at the local level where the people have a better grasp on their politicians and the systems supposedly designed to hlp those truly in need yet who contribute to the system through their own labors. Those who believe Canada and England have such outstanding successful medical coverage programs haven't personally had to suffer through te realty of their lack of performance or care for the people. Why do you think that most folks in Canada come to the US for treatment. It's not available in Canaa!. Even the government of England has, over the past several years, carped over the failure of their own medical program. Wake up folks - We all carry the respoinsibility to provide for ourselves. Keep the government out of our lives and force them to perform their priomary responibilites as clearly defined in the US Constitution. aybe we'll een have some money left over if that miracle would aver manifest itself! RWS-NC