Nice sentiments, good and true, but Jefferson never said or wrote them, unfortunately. He DID write some things similar, however. See this site: http://wiki.monticello.org/mediawiki/index.php/Private_Banks_%28Quotation%29 Here's what Jefferson DID say: in a letter to John Taylor in 1816. He wrote, "And I sincerely believe, with you, that banking establishments are more dangerous than standing armies; and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale." and Jefferson's comment to John Wayles Eppes, "Bank-paper must be suppressed, and the circulating medium must be restored to the nation to whom it belongs."