“Felix qui nihil debet. (Happy is he who owes nothing.)”

No one has asked me for any advice lately, but if they did, I'd say stay out of debt.

Amen to that.

A great start. Just one in a gazillion examples, here in the occupied statist theocracy of eternal debt, Obamacare adds new meaning to a life tax (I breathe - I owe) (-; ok, just one more ;-) I did not create the business I thought I owned, it was leased or ? to me and now I owe an unending ? ? ? to ahh, umm - road builders, dam makers, Mr. Obamunist Goodwrench the assassin, ? ? ?

So the ancient Romans also struggled with the complexities of human desires, necessities and saving. Evolution, you say ?

" Owe no man anything. but to love one another: for he that loveth another hath fulfilled the law. Love worketh no ill to his neighbor: therefore love is the fulfilling of the law. And that knowing the time, that now it is high time to awake out of sleep: for now is our salvation nearer than when we believed. For to this end Christ both died, and rose, and revived, that he might be Lord both of the dead and living. " Romans 13:8,10,11. 14:9 ( KJB )